Access to Finance
Agriculture should be a path to prosperity.

The Challenge
Many small and growing agricultural businesses find it difficult to secure loans or other financial tools needed to invest in their operations, purchase inputs like seeds or fertilizers, or weather economic shocks. These enterprises’ needs are often too big for microfinancing, or deemed too risky by traditional lenders, leading to a cycle of underinvestment and limited growth potential. The market gap here is estimated to be more than $100B annually. This is a huge missed opportunity to build rural prosperity.
The Opportunity
When agricultural enterprises have access to financing, they can become engines of impact for rural communities. As an impact-first social investor, Root Capital deploys capital where it is most needed, not least risky. We provide tailored financial products as part of our holistic services to these underserved agricultural enterprises. We look for creative ways to make capital flow in new directions because we know that global equity will lead to global benefits.
Our Impact
Since 1999, we’ve unlocked billions of dollars to fuel growth in rural communities.
Cumulative Total Disbursements
Root Capital loans commercial lenders would not have made.
Farmers and employees reached
Lending clients reached
Training days delivered
Average portfolio balance